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Do You Have a Retirement Plan That Gives You Financial Peace of Mind?

We think retirement can be one of the best chapters of your life…if you have a plan. You may feel you are prepared because you’ve been building your nest egg for years, but what about Social Security, Medicare, estate planning, taxes, life insurance and other aspects of retirement living?

We think retirement planning goes far beyond having the right financial plan, and that having the right plan that meets your unique needs is key to having financial peace of mind in retirement.

If you’re over 50, we think it’s time to prepare a plan that helps you live the retirement lifestyle you want. Retirement Planners of America specializes in retirement, and we can you build a retirement plan that is designed to make your money last as long as you do and give you financial peace of mind.

Protect Your Financial Future Today

We believe the five years before you retire and the five years after you retire are the most important years of your entire financial life. A loss of retirement savings during those years could prevent you from being able to live the retirement lifestyle you want.

Our goal is to make your money last as long as you do. That’s why we believe if you’re 50 or older, you need to have a retirement plan that includes a strategy to protect your principal. Our Invest and Protect Strategy is designed to do just that. Learn more today! 

Ready to work with a team that specializes in retirement planning?

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Over 50? Here are Five Steps We Think You Should Take Today!

Are you financially prepared for retirement? Our Retirement Planners can help you estimate how much you’ll need to help you sustain your standard of living in retirement.

We believe that once you reach 50, it’s time to start playing defense with your investments. Diversification can help, but we you need an investment strategy to protect your assets from a market crash. Our Invest and Protect™strategy is designed to help shield you from the devastating impact a bear market could have on your retirement plan.

We believe when you retire, so should your debt.

Do you want to downsize? Move out of the city? Live closer to family? Think a retirement relocation through carefully—you may spend the rest of your life in your new hometown!

We can help you calculate your retirement income and healthcare expenses, and determine how your employer plan may help meet your needs. We can also help you decide when to take, Social the Medicare options you may need.

A credentialed Retirement Planner can help you build a retirement plan that is designed to meet your unique needs. Schedule a meeting with a Retirement Planners of America advisor today.

Deciding When to Retire? Let Your Retirement Plan Guide You.

As they say, timing is everything. And we think that’s certainly true when it comes to retirement.

We believe having a retirement plan in place can help. We think your plan should address the decisions you’ll need to make to be able to support the lifestyle you want, and a strategy to protect that plan.

Retirement Planners of America specializes in retirement.

· Growing and protecting your nest egg
· Identifying the best time for you to retire
· Deciding when and how to take Social Security
· Estimating the amount of money you’ll need to support your lifestyle
· Determining the rate of return you’ll need to earn on your investments to reach your financial goals.

Our Retirement Cash-Flow Analysis

We think your your retirement plan should start with a cash-flow analysis. This can help you determine how much you’ll need in savings to meet your retirement expenses and where you are in relation to your financial goals.

To begin, calculate all of your retirement income sources.

This includes:

  • Social Security benefits
  • Pensions
  • Rental property income
  • Any projected part-time employment income

Next, determine all of the expenses you’ll have when you’re retired.

Make sure to include travel and other related expenses for desired lifestyle. These could include:

  • Car payments
  • Mortgages
  • Property taxes
  • Groceries and other everyday expenses
  • Insurance premiums
  • Tithing or charitable giving
  • Travel
  • Eating out
  • Club memberships, recreation fees, or hobby-related expenses

Subtract your total expenses from your total income.

Don’t be surprised if you find you have a deficit. This can help you plan for how much more you’ll need to save to be able to support the lifestyle you want.

What Is My "Magic Number?"

We call the amount of money you need to have saved to support your retirement lifestyle your “Magic Number.”
Your Magic Number can help guide you in estimating how much more you’ll need to save, and make a plan to help you reach your goal.
 We can help calculate your Magic Number, and create a customized retirement plan designed to grow and help protect your savings.