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We Don't Think Retirement Planning Ends When You Retire

If you’re retired, congratulations! You’ve reached what we think should be your second childhood without parental supervision.

But just because you’re retired, we don’t think that means your retirement plan should along with you! We believe your plan should be designed to help make your money last as long as you do, which means it doesn’t get to retire!

We believe your plan should always be working for you to grow your investments, but also protect them from the devastation of a bear market. After all, your investments may need to last a long time. The Social Security administration reports  that:

  • A man reaching 65 today can expect to live until age 84 on average.
  • A woman turning 65 today can expect to live to 86 on average.
  • About one out of every four 65-year-olds, today will live past age 90, and 1 in 10 will live past age 95.

Our philosophy is retirement should be one of the best chapters of your life, and we want you to be able to live it with financial peace of mind.

Our investment strategy was created to help provide you with a sense of security knowing your assets are protected from the stock market’s downside so your retirement income will last as long as possible. We will work with you to build a retirement portfolio that uses our Invest and Protect strategy which is specifically designed to continue growing what you’ve built while also shielding it from a bear market.

Investments Designed to Help Provide Long-Term Retirement Income

The time has come to live solely on your retirement income, and no one wants to run out of money in retirement.

How can your assets last if they are constantly exposed to the risk of the stock market’s looming downside? We want to help.

We believe having an investment strategy that balances growth and protection is the best way to give you long-term income and financial peace of mind. Our Invest and Protect strategy is designed to do just that. It allows you to participate in the stock market’s unlimited upside with what we consider a tolerable downside.

As your Retirement Planner, we consider your unique retirement goals and then create a personalized plan:

1.     We start by looking at all of your income sources. Then we look and your expenses, including long-term needs like healthcare and short-term wants like travel.
2.     Next, we create a retirement plan designed to help you reach your unique goals. This means a portfolio that takes only as much risk as needed to help you reach your financial goals.
3.     Once we have created your investment portfolio, we work to preserve it as much as possible with our Invest and Protect strategy. Our strategy is designed to maximize your retirement income without taking too much risk but also protect your assets from the devastation of a bear market that could threaten your financial stability in your golden years.

Does Your Financial Advisor Specialize in Retirement?

Without the security of a regular paycheck from your employer once you retire can be stressful. Utilizing a professional Retirement Planner may help you achieve financial peace of mind that allows you to enjoy your retirement.

At Retirement Planners of America, our goal is to make your money last as long as you do. We will create and help protect a portfolio that is designed to meet your financial needs right now, when you need your money the most.

Ready to meet with an advisor who specializes in retirement?