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Matt Klotsche

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Background & Family Life

Matt was born and raised on Long Island, NY. He is currently residing in Dallas for the second time, and previously called the DFW area his home from 2010 to 2015.

When he’s not immersed in retirement planning, you can find Matt cheering passionately for his favorite sports teams, the NY Jets and Knicks. But Matt’s love for sports extends beyond the sidelines. In a voluntary capacity, he scouts local players for the San Diego Padres, nurturing a genuine enthusiasm for the game and its aspiring athletes. He also enjoys playing golf and is on the hunt for the best BBQ in the Metroplex.

“True to his New York roots, Matt Klotsche is no stranger to hard work and dedication. He forms genuine relationships with RPOA clients and anticipates and caters to their evolving needs and aspirations. With Matt as your retirement planner, you can trust that he will go above and beyond to understand your needs and goals.” – Ken Moraif

Business Philosophy

Above all, Matt believes that clients deserve more than just financial security—they deserve peace of mind. Having witnessed the contrasting retirements of his own grandparents, Matt says he understands the immense impact that thoughtful planning can have on one’s retirement. One set of grandparents lived out their dreams, relishing their second childhood without parental supervision, while the other sadly faced the harsh reality of having to return to work in their 80s. This deeply personal experience inspired Matt to become a retirement planner and help others avoid similar hardships.

For Matt, retirement planning goes beyond numbers and strategies; it’s about building authentic connections with clients. He believes in taking the time to truly understand their unique stories, hopes, and dreams. He attributes his commitment to providing exceptional service to his heartfelt belief that every client deserves unwavering support and guidance.

Matt believes in taking the time to truly know his clients and aims to anticipate your needs so he can provide the best service possible. Matt’s goal is for you to be able to embark on your retirement journey with confidence, feeling that your dreams and aspirations are in capable hands.

Education

  • Bachelor of Science, Industrial and Labor Relations, Cornell University
  • Juris Doctorate, University of Florida Levin College of Law

Prior Business Experience

  • Attorney, Estate Planning and Elder Law
  • Director, Baseball Information Services

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RPOA Advisors, Inc. (d/b/a Retirement Planners of America ) (“Retirement Planners of America”, “RPOA”) is an SEC registered investment adviser with a primary business location in Plano, Texas. Registration as an investment adviser is not an endorsement by securities regulators and does not imply that Retirement Planners of America has attained a certain level of skill, training, or ability. The “Invest and Protect Strategy” (the “Strategy”) refers to a strategy that Retirement Planners of America fundamentally employs for its clients. Retirement Planners of America previously employed a similar strategy that it referred to as the “buy, hold, and sell” strategy or “buy hold, and protect” strategy. Past performance does not guarantee future results. Therefore, current or prospective clients should not assume that the future performance of the Strategy, any specific investment, or any other investment strategy that Retirement Planners of America recommends will be profitable or equal to past performance levels. All investment strategies have the potential for profit or loss. References to recommendations made under the Strategy that predate 2011; and statements such as and similar to: “we told our clients to be out of the market in 2007 and 2008,” “we told our clients to get back into the market in 2009,” and “clients that followed our advice were out of the market in 2008;” refer to strategies collectively employed and recommendations collectively made by Retirement Planners of America’s principals while employed at Eagle Strategies, LLC., and also at Cambridge Investment Research Advisors, Inc. Three of the five principals remain as principals today, including the Retirement Planners of America’s founder, Ken Moraif. 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