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Retire Wiser

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  • January 2024

  • Mon 22
    January 22, 2024 @ 5:00 pm - 7:00 pm

    Retire Wiser

    Marriott Dallas Allen Hotel & Convention Center 777 Watters Creek Blvd, Allen, TX, United States

    Retired or retiring soon? In this seminar, designed for people over 50, you will learn: Some of the worst enemies to your financial well-being in retirement. When it could be a good time to invest and or protect your capital. How to project your hurdle rate, or the rate of return we think you need […]

  • March 2024

  • Mon 4
    March 4, 2024 @ 6:30 pm - 8:00 pm

    Social Security Blueprint

    Hyatt House The Woodlands / Shenandoah 18645 Residence Drive, Shenandoah, United States

    Navigate the complexities of Social Security. In this presentation, we cover: Social Security fundamentals. Strategies for optimizing benefits tailored to your individual circumstances. Q&A session to address specific concerns. Register Here .button { display: inline-block; background-color: #ff6900; color: #ffffff !important; font-family: "Montserrat", Sans-serif; text-decoration: none; text-align: center; text-transform: uppercase; font-weight: bold; padding: 10px 20px; border-radius: […]

  • Tue 5
    March 5, 2024 @ 6:30 pm - 8:00 pm

    Social Security Blueprint

    Houston Community College - District Office 3100 Main St, Houston, TX, United States

    Navigate the complexities of Social Security. In this presentation, we cover: Social Security fundamentals. Strategies for optimizing benefits tailored to your individual circumstances. Q&A session to address specific concerns.

  • Tue 19
    March 19, 2024 @ 6:30 pm - 8:00 pm

    Retirement Planning in Market Uncertainty

    Corporate Solutions and Economic Development Building 2301 Horizon Drive, Fort Worth, United States

    Retired or retiring soon? In this seminar, designed for people over 50, you will learn: Some of the worst enemies to your financial well-being in retirement. When it could be a good time to invest and or protect your capital. How to project your hurdle rate, or the rate of return we think you need […]

  • Mon 25
    March 25, 2024 @ 6:30 pm - 8:00 pm

    Social Security Blueprint

    Frisco Public Library 8000 Dallas Pkwy, Frisco, TX, United States

    Navigate the complexities of Social Security. In this presentation, we cover: Social Security fundamentals. Strategies for optimizing benefits tailored to your individual circumstances. Q&A session to address specific concerns.

  • Wed 27
    March 27, 2024 @ 6:30 pm - 8:00 pm

    Retirement Planning in Market Uncertainty

    Frisco Public Library 8000 Dallas Pkwy, Frisco, TX, United States

    Retired or retiring soon? In this seminar, designed for people over 50, you will learn: Some of the worst enemies to your financial well-being in retirement. When it could be a good time to invest and or protect your capital. How to project your hurdle rate, or the rate of return we think you need […]

  • April 2024

  • Wed 10
    April 10, 2024 @ 6:30 pm - 8:00 pm

    Retirement Planning in Market Uncertainty

    SpringHill Suites by Marriott Houston I-45 North 15555 North Fwy, Houston, TX, United States

    Retired or retiring soon? In this seminar, designed for people over 50, you will learn: Some of the worst enemies to your financial well-being in retirement. When it could be a good time to invest and or protect your capital. How to project your hurdle rate, or the rate of return we think you need […]

  • Mon 15
    April 15, 2024 @ 11:30 am - 1:00 pm

    Retirement Planning in Market Uncertainty

    Tupelo Honey Southern Kitchen & Bar 6725 Winning Drive, Frisco, Texas

    Retired or retiring soon? In this seminar, designed for people over 50, you will learn: Some of the worst enemies to your financial well-being in retirement. When it could be a good time to invest and or protect your capital. How to project your hurdle rate, or the rate of return we think you need […]

  • Thu 25
    April 25, 2024 @ 6:30 pm - 8:00 pm

    Retirement Planning in Market Uncertainty

    Chama Gaúcha Brazilian Steakhouse 4025 William D Tate Ave, Grapevine, TX, United States

    Retired or retiring soon? In this seminar, designed for people over 50, you will learn: Some of the worst enemies to your financial well-being in retirement. When it could be a good time to invest and or protect your capital. How to project your hurdle rate, or the rate of return we think you need […]

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RPOA Advisors, Inc. (d/b/a Retirement Planners of America ) (“Retirement Planners of America”, “RPOA”) is an SEC registered investment adviser with a primary business location in Plano, Texas. Registration as an investment adviser is not an endorsement by securities regulators and does not imply that Retirement Planners of America has attained a certain level of skill, training, or ability. The “Invest and Protect Strategy” (the “Strategy”) refers to a strategy that Retirement Planners of America fundamentally employs for its clients. Retirement Planners of America previously employed a similar strategy that it referred to as the “buy, hold, and sell” strategy or “buy hold, and protect” strategy. Past performance does not guarantee future results. Therefore, current or prospective clients should not assume that the future performance of the Strategy, any specific investment, or any other investment strategy that Retirement Planners of America recommends will be profitable or equal to past performance levels. All investment strategies have the potential for profit or loss. References to recommendations made under the Strategy that predate 2011; and statements such as and similar to: “we told our clients to be out of the market in 2007 and 2008,” “we told our clients to get back into the market in 2009,” and “clients that followed our advice were out of the market in 2008;” refer to strategies collectively employed and recommendations collectively made by Retirement Planners of America’s principals while employed at Eagle Strategies, LLC., and also at Cambridge Investment Research Advisors, Inc. Three of the five principals remain as principals today, including the Retirement Planners of America’s founder, Ken Moraif. Retirement Planners of America has been employing the Strategy since its inception in 2011. Therefore, any references to Retirement Planners of America’s performance or its investment advisory recommendations predating 2011 generally refer to recommendations made by Retirement Planners of America’s principals at the respective other firms described above. Like all investment strategies, the Strategy is not guaranteed. It is possible that it can incorrectly predict a bear market (generally accepted as a 20% drop in a market index), which has, in-fact, happened before at Retirement Planners of America and affected its clients accordingly. When the sell / “protect” portion of the Strategy is implemented, affected investors will incur transaction costs and taxable accounts will incur tax consequences. However, when implementing that portion of the Strategy, Retirement Planners of America believes that the benefit of avoiding bear markets outweighs the burden of these transaction costs and tax consequences. Retirement Planners of America is not an accounting firm or a law firm. The receipt of personalized and tailored services, or access to financial or professional resources should not be construed as a guarantee of a particular outcome. Comprehensive or holistic financial planning indicates that financial planning will be informed by the material financial and investment circumstances of the client, as communicated by the client to Retirement Planners of America but may not consider literally all aspects of a client’s financial affairs. Not all services will be appropriate or necessary for all clients, and the potential value and benefit of Retirement Planners of America’s services will vary based upon a variety of factors, such as the client’s investment, tax, and financial circumstances and overall objectives. Not all services will be appropriate or necessary for all clients, and the potential value and benefit of Retirement Planners of America’s services will vary based upon a variety of factors, such as the client’s investment and financial circumstances, the client’s tax bracket, the nature and amount of the client’s employer and outside benefits, the client’s level of cooperation and communication, and the client’s overall objectives. Retirement Planners of America will generally upon the accuracy and completeness of the information provided by the client when providing advisory services. The receipt of personalized and tailored services, access to financial or professional resources, or the experience or expertise of an adviser should not be construed as a guarantee of a particular outcome. Market commentary is intended for convenience, educational, and informational purposes only and should not be construed as individualized advice or recommendations. The discussions contained on this page are not a substitute for investment advice from a professional adviser. Readers should not use this content as the sole basis for any investment, financial planning, tax, legal or other decisions. Rather, a professional adviser should be consulted, and independent due diligence should be conducted before implementing any of the options referenced. Third-party sites that are directly or indirectly linked or referenced above may collect information, including personal information relating your online activities over time and across different websites and other online services. 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