Advisory services provided by RPOA Advisors, Inc. (d/b/a Retirement Planners of America, “RPOA”). This content is for general educational purposes only and is not investment, tax, or legal advice. Opinions expressed are those of Retirement Planners of America and should not be relied upon as a recommendation. The Invest and Protect Strategy is not guaranteed and does not protect against all losses: it relies on a sell signal that can incorrectly predict a market decline, is subject to adviser discretion, may involve transaction costs and tax consequences, and may reduce total and average annual return over the long term compared with a static allocation. Past performance does not guarantee future results. ©Copyright 2026